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Even if you already have life insurance, it’s a good idea to update your coverage from time to time, and especially after major life events like getting married, buying a home or having a child.Earn points for making healthy choices — the more points you earn, the more your vitality status will increase.
That’s important when you’re choosing a life insurance company – you want a partner who will be there for your family if the time ever comes.
With over 150 years of experience, John Hancock has protected generations of American families.
She enjoys painting, a hefty taco and discovering new music.
It’s the simplest — and most affordable — type of life insurance you can buy.
Would they need full-time help with young children at home, or would older parents need assistance?
Could they cover immediate expenses, like monthly bills and funeral costs?
For Smart Protect Term with Vitality policies every year on your policy anniversary, you may receive premium savings depending on the points you accumulated and the status you achieved.
Those savings can continue for the life of your policy if you lead a healthy lifestyle.
Many people underestimate the amount of coverage they need.
As a general rule, you’ll want to plan for an amount that’s equal to 5-10x your income. If you have loved ones who depend on your income now or may in the future — a spouse, children, elderly parents — you’ll want to protect them from financial hardship if they have to go on without you.