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The figures applies to the loans bought by Erudio but also those sold in the 1990s and now owned by Thesis Servicing. A BIS spokesperson told me: “The repayment threshold for mortgage style loans will be £26,727 from 1 September.The 2014/15 threshold was announced at £26 727 and came into effect on 1 September. The threshold is calculated annually by BIS using earnings data published by the Office for National Statistics (ONS).
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In November last year the government sold its remaining ‘mortgage-style’ student loans to Erudio.
In September 2013, the threshold was £28 775, much higher than on other student loans and one reason Erudio paid much less than the face value of the outstanding balances.
BIS continues to calculate the repayment threshold each year.
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